Credit Cards:

Every individual has different requirements in a credit card. There are lots of companies offering discount annual interest on balance transfers, although I notice that there is usually a transfer fee in recent times. Some cards (gold and platinum) in particular American Express, offer money back, from 1 to 5% for the first few months. The cost of accepting these cards is usually higher than the standard 2%, so certain goods will incur extra expense. Other incentives include air miles (like with the British airways credit card) and also free travel and goods / purchases insurance.

Which ever card or cards you go for, try and pay off the balance when it is due to not incur interest. Use the card when ever possible as there is no better security when purchasing goods and services.

Credit card reviews

Mastercard

Visa